Erste
Moderate overall compliance, with 4 red flags.
The policy scores 60 out of 100 and is graded E. It describes collecting 8 categories of personal data. 7 topics a privacy policy is expected to cover are not addressed.
Source policy: erste.pl
60Moderate
- Privacy grade
- Grade E
- Overall score
- 60/100
- Data categories
- 8 collected
- Third parties
- 0 shared
- Red flags
- 4 found
Critical attention required
Red flags identified
Our analysis flagged 4 points of concern in Erste's privacy policy.
Unilateral Policy Changes
Analyze outcome:
4/27
The company can change the privacy policy at any time without notifying users.
Vague Language and Ambiguity
Analyze outcome:
4/27
Use of broad or unclear terms that provide the service with excessive leeway in data handling.
Biometric Data Collection
Analyze outcome:
4/27
The service collects biometric data (such as fingerprints or facial recognition) without clear justification or consent.
Undefined Retention Timeframes
Analyze outcome:
4/27
Absence of specified periods for data retention or reasons for keeping data.
What data is collected?
8 of 16Categories of personal data the policy says are collected.
Computer Information
IP address, browser type and version, operating system, and device identifiers.
Personal Identifier
Data that can be used to identify an individual, such as name, email address, phone number, and government-issued IDs.
Financial
Encompasses payment information, transaction history, credit card details, and financial account details.
Biometric Data
Fingerprints, facial recognition data, or other biometric identifiers.
User Online Activities
Information about how users interact with a website or application, such as browsing history, search queries, and usage patterns.
Location
GPS data, IP address-based location, and other geolocation data.
Cookies and Tracking Elements
Information collected through cookies, web beacons, and other tracking technologies used to track user behavior and preferences online.
Contact Information
Phone numbers, email addresses, and other contact points.
Purpose of data collection
7 of 10Understand why your data is requested.
Communication
Organizations often collect contact information to communicate with users, such as sending transactional emails, updates, newsletters, or responding to inquiries.
Transaction Processing
Personal and payment information is often collected to process transactions and manage billing for services or products.
User Feedback and Surveys
Collecting user feedback and conducting surveys can help organizations understand user needs and satisfaction levels.
Security and Fraud Prevention
Information might be collected to protect against and detect fraud, unauthorized activities, and other security threats.
Service Provision
Data is often collected to provide and improve the services or products that users have requested. This could involve using personal data for account creation, service delivery, or customer support.
Legal Compliance
Organizations may need to collect data to comply with legal obligations, such as maintaining records for regulatory purposes or responding to legal requests.
Analytics and Improvement
Data is used to analyze how users interact with a service or product. This helps in improving user experience, addressing issues, and making informed business decisions.
Data retention periods
2How long the policy says data is kept.
User-Controlled Retention
Information that users have control over in terms of when or if it is deleted, such as data stored in user accounts that can be deleted by user action.
Short-term Retention
Data retained for a short period, often days to a few months, such as some types of temporary logs or non-essential cookies.
Mobile app permission concerns
Based on the permissions the application requests, beyond what the policy states it collects.
No undisclosed data
The privacy policy discloses every type of data this app's permissions could give it access to.
Your rights
1 of 7 grantedWhat the policy says about your data protection rights.
- Right to access your dataNot stated
- Right to erasureNot stated
- Right to correct your dataNot stated
- Right to data portabilityNot stated
- Right to object to processingNot stated
- Right to restrict processingNot stated
- Right to withdraw consentYes
What the policy does not address
7Topics a privacy policy is expected to cover that this one leaves out.
- Right to access your data
- Right to erasure
- Right to correct your data
- Right to data portability
- Right to object to processing
- Right to restrict processing
- When users are told about changes
Security measures applied to protect the data
4 of 11Technical and organisational safeguards the policy describes for protecting your data.
Secure Data Transfer
Data is protected while it moves between devices and servers, typically over encrypted connections.
Generic Security Assurances
The policy states that data is protected but does not describe the specific measures used.
Encryption
Data is encoded so that only authorized parties can read it, in storage, in transit, or both.
Secure User Authentication
Accounts are protected by measures such as strong passwords, two-factor authentication or secure session handling.
How will users be notified about privacy policy changes
2 of 8The channels and methods used to communicate privacy policy updates to users.
Update in Privacy Policy Document
The revised policy is published, usually with a new "last updated" date, and users are expected to check it themselves.
Website Announcement
A notice is posted on the service's website, such as a banner or a news page.
Legal basis for data processing
2 of 6The lawful grounds under which your personal data is collected and processed.
Legal Obligation
Processing is needed to comply with a law the organization is subject to.
Consent
The user has agreed to the processing of their personal data for one or more specific purposes.
Children's data
What the policy says about collecting data from children.
Addresses data from children
Whether the policy specifically covers how data from children and minors is handled.
Yes
Collects data from children
Whether the policy says the service collects personal data from children.
Yes
Minimum age
The age below which the policy says personal data is not collected.
0 years
Age for consent
The age the policy gives for obtaining consent to process a child's data.
0 years
Contact information
Reach out to the data controller for questions, requests, or concerns about your personal data.
Email
- kontakt@erste.pl
Phone number
- 1 9999
Website
- erste.pl
Address
- Plac Europejski 3A, 00-844 Warszawa
Company name
- Erste Bank Polska S.A.
About this application
- Platform
- Android
- Application id
- pl.bzwbk.bzwbk24
- Category
- Finance
- Store listing
- Store page