Venmo

• Computer Information

  IP address, browser type and version, operating system, and device identifiers.

• Demographic

  Data such as age, gender, ethnicity, and possibly education level or employment status.

• Social Media Information

  Data obtained from users' social media profiles or activity, if integrated with the service.

• Personal Identifier

  Data that can be used to identify an individual, such as name, email address, phone number, and government-issued IDs.

• Purchase and Order History

  Specific financial information detailing items bought or services contracted.

• User Profile

  Information users provide to create a profile, which might include a username, bio, preferences, etc.

• Financial

  Encompasses payment information, transaction history, credit card details, and financial account details.

• Employment Information

  Details about employment status or history if relevant.

• Communications

  Content of user communications through messaging services or support channels.

• Biometric Data

  Fingerprints, facial recognition data, or other biometric identifiers.

• Contact Information

  Phone numbers, email addresses, and other contact points.

• User Online Activities

  Information about how users interact with a website or application, such as browsing history, search queries, and usage patterns.

• Cookies and Tracking Elements

  Information collected through cookies, web beacons, and other tracking technologies used to track user behavior and preferences online.

• Location

  GPS data, IP address-based location, and other geolocation data.

• PayPal, Inc.

• Mastercard

• Apple

• The Bancorp Bank, N.A.

• Bill Me Later, Inc.

• Personalization

  To enhance user experience, data might be collected to personalize content, recommendations, and features based on individual preferences and behaviors.

• Communication

  Organizations often collect contact information to communicate with users, such as sending transactional emails, updates, newsletters, or responding to inquiries.

• Transaction Processing

  Personal and payment information is often collected to process transactions and manage billing for services or products.

• Marketing and Advertising

  With user consent, data may be used for marketing purposes, such as targeting advertisements or promotions to users who might find them relevant.

• Security and Fraud Prevention

  Information might be collected to protect against and detect fraud, unauthorized activities, and other security threats.

• Service Provision

  Data is often collected to provide and improve the services or products that users have requested. This could involve using personal data for account creation, service delivery, or customer support.

• Legal Compliance

  Organizations may need to collect data to comply with legal obligations, such as maintaining records for regulatory purposes or responding to legal requests.

• Research and Development

  Data might be used for research and development to innovate and develop new features, technologies, or services.

• Analytics and Improvement

  Data is used to analyze how users interact with a service or product. This helps in improving user experience, addressing issues, and making informed business decisions.

• Long-term Retention

  Data retained for several years due to legal, contractual, or business reasons. This might include transaction records, certain legal compliance data, and employee records.

• Regulatory Compliance

  Data retained specifically to meet regulatory requirements, where laws dictate specific timeframes, such as tax records or data related to legal disputes.

• No undisclosed data

  The privacy policy discloses every type of data this app's permissions could give it access to.

• Right to access your dataYes
• Right to erasureYes
• Right to correct your dataYes
• Right to data portabilityNot stated
• Right to object to processingNot stated
• Right to restrict processingNot stated
• Right to withdraw consentYes

• Right to data portability
• Right to object to processing
• Right to restrict processing

• Data Access Limitation

  Access to personal data is restricted to the staff and systems that need it, for example through role-based permissions.

• Secure Data Storage

  Personal data is kept in protected systems, such as secured data centers or encrypted databases.

• Generic Security Assurances

  The policy states that data is protected but does not describe the specific measures used.

• Incident Response

  A defined process for detecting, containing and reporting security breaches, including notifying affected users where required.

• Encryption

  Data is encoded so that only authorized parties can read it, in storage, in transit, or both.

• Introduction of New Services

  New products or features that collect or use personal data in new ways.

• Legal Compliance Updates

  Changes made to comply with new or amended laws and regulations.

• Business Changes

  Changes to the organization itself, such as a merger, acquisition or sale of assets, that may affect how data is handled.

• Changes in Data Processing

  Changes to how, where or by whom personal data is processed, such as new service providers or storage locations.

• In-App Notification

  A message is shown inside the app or service, for example the next time users sign in.

• Website Announcement

  A notice is posted on the service's website, such as a banner or a news page.

• Contractual Necessity

  Processing is needed to perform a contract with the user, or to take steps the user asked for before entering into one.

• Consent

  The user has agreed to the processing of their personal data for one or more specific purposes.

• Legal Obligation

  Processing is needed to comply with a law the organization is subject to.

• Legitimate Interests

  Processing is needed for the legitimate interests of the organization or a third party, unless the user's rights and interests override them.

• Addresses data from children

  Whether the policy specifically covers how data from children and minors is handled.

  Yes

• Collects data from children

  Whether the policy says the service collects personal data from children.

  Yes

• Minimum age

  The age below which the policy says personal data is not collected.

  13 years

• Age for consent

  The age the policy gives for obtaining consent to process a child's data.

  17 years

Legal basis for children's data

• Contractual Necessity

  Processing is needed to perform a contract with the user, or to take steps the user asked for before entering into one.

• Consent

  The user has agreed to the processing of their personal data for one or more specific purposes.

Email

privacy@venmo.com

Phone number

1-855-812-4430

Website

venmo.com

Company name

PayPal, Inc.